2025 401k Max Contribution Catch Up

2025 401k Max Contribution Catch Up. In particular, participants can now elect to defer up to $23,500 to 401(k), 403(b), and 457(b) plans in 2025 compared to $23,000 in 2024. This wsj article (paywall) has a handy chart for reference.


2025 401k Max Contribution Catch Up

That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace. That’s on top of the standard $23,500 limit for everyone else,.

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